Terms and Conditions

1. Acceptance of Terms

By accessing or using the Embercurve website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, please do not use the Site.

2. Description of Service

Embercurve provides AI-supported data analysis tools and informational content intended to help users organize and interpret financial information for planning purposes. The Site does not provide personalized financial, investment, tax, or legal advice, and nothing on the Site should be construed as a recommendation to buy, sell, or hold any financial instrument.

3. No Financial Advice

Any outputs, reports, simulations, or figures generated through the Site are based on historical data and generalized assumptions. They are provided for illustrative and educational purposes only and do not constitute a guarantee of future performance. You should consult a qualified, licensed professional before making any financial decision based on information obtained from this Site.

4. Eligibility and Account Use

You must be at least 18 years old and legally capable of entering into a binding agreement to use this Site. If you submit information through a form or request an analysis, you are responsible for ensuring that the information provided is accurate and that you have the right to share it.

5. Acceptable Use

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse-engineer, scrape, or interfere with the underlying systems or analysis tools.
• Submit false, misleading, or fraudulent information through any form or request.
• Reproduce, resell, or redistribute content from the Site without prior written consent.
• Use automated means to access the Site in a manner that sends more requests than a human could reasonably produce.

6. Intellectual Property

All text, graphics, logos, layouts, and underlying code on the Site are the property of Embercurve or its licensors and are protected by applicable intellectual property laws. You may view and use the content for personal, non-commercial reference, but you may not copy, modify, or distribute it without prior written permission.

7. Third-Party Links and Services

The Site may reference or link to third-party tools, resources, or services. Embercurve does not control and is not responsible for the content, accuracy, or practices of any third-party site. Inclusion of a link does not imply endorsement.

8. Disclaimer of Warranties

The Site and all associated content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. Embercurve does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Embercurve and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial opportunity, arising from or related to your use of, or inability to use, the Site or any content provided through it.

10. Indemnification

You agree to indemnify and hold harmless Embercurve, its representatives, and affiliates from any claims, damages, liabilities, or expenses arising from your misuse of the Site or violation of these Terms.

11. Modifications to the Terms

Embercurve reserves the right to update or modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Termination

Embercurve may suspend or terminate your access to the Site at its discretion, without notice, if it believes you have violated these Terms or engaged in conduct harmful to the Site or other users.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Embercurve operates, without regard to conflict-of-law principles. Any specific jurisdiction and venue for dispute resolution should be confirmed and inserted here prior to publication.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

Questions regarding these Terms can be directed through the contact channels listed on our Contact page.

Last updated: general template — insert effective date upon publication.